I checked my Visa account tonight and found out that my bill was $2100 more than it is supposed to be. Turns out that someone though it’d be fun to order a $1500 Vacation from something that looks like a front and $600 from Rogers Wireless. I have spoken to RBC and Rogers Wireless and explained the situation. RBC is reversing the charges and conducting an investigation. Rogers Wireless is launching a fraud investigation.
I also did an Equifax and Trans Union credit check tonight. The Equifax one comes up clean as does the majority of the Trans Union one. Unfortunately, the Trans Union report shows that Rogers has done a credit check on me. This negatively impacts my credit rating and is the last thing I need right now. I called the non-emergency number of the Police to report the fraud and was greeted by an apparent wall. I wasn’t speaking to an officer though. This person informed me that even though I live in Toronto normally, and that BOTH charges on my card show as Toronto, ON it isn’t a matter for Toronto Police unless I am physically in Toronto. Nice to see my tax dollars hard at work! This numpty suggested that I visit the local police here to give a report. I don’t understand this. Why on earth would a Mountain View police officer be the one to deal with a crime committed against a Canadian, in Canada with Canadian companies. I doubt that it would even make its way up to Toronto.
This couldn’t have come at a worse time. I wonder if the false credit check will be removed from my credit history as I absolutely didn’t request it, the $600 charge or the $1503 charge! As I sit here, I wonder what I can do regarding this situation.